Fiduciaries investing in the same portfolios as clients

Investment Advisory

We believe that low-cost portfolios, diversified across asset classes and geographies, give you the best chance to grow your wealth long-term. Our process begins by accurately identifying your ideal timeline and risk tolerance. From there, we’ll develop an investment portfolio that aligns with your risk profile and financial goals. Finally, we actively monitor portfolio allocations and make adjustments when necessary, accounting for market dynamics and target weightings.

What Is Investment Management?

Investment management is the professional oversight of a client’s investment portfolio, including selecting appropriate assets, allocating them according to risk tolerance and goals, and monitoring and adjusting the portfolio over time.

Investment management and financial planning overlap, but they’re not the same thing. Financial planning looks at your entire financial life, including taxes, retirement income, and estate considerations, whereas investment management is narrower. It focuses on how your assets are actually structured and managed to get you there.

At Barrister, investment management is built around low-cost, diversified ETF model portfolios. As fiduciaries, our advisors invest in the same portfolios recommended to clients, and every recommendation is made in your best interest, without commissions tied to specific products.

Investment Management Services

Barrister’s investment management services include:

Risk Assessment — Identifying your risk tolerance and investment timeline before building any portfolio.
Portfolio Construction — Building a diversified ETF model portfolio allocated across asset classes and geographies.
Ongoing Portfolio Monitoring — Reviewing allocations regularly and rebalancing to account for market movement and target weightings.
Retirement Account Management — Managing 401(k) rollovers, IRAs, and other retirement accounts as part of your broader portfolio strategy.
Tax-Efficient Investing — Structuring accounts and transactions with tax impact in mind.
Risk Management — Addressing specific investment risks, including inflation, market, interest rate, and currency risk, as part of portfolio design.

For clients with portfolios of $300,000 or more, financial planning services are included at no additional cost, combining investment management with a full view of your broader financial picture.

Investment Management Process

Barrister’s investment management process includes the following steps:

1. Risk & Goals Assessment

We identify your risk tolerance, investment timeline, and financial goals as the starting point for any portfolio recommendation.

2. Portfolio Design

Based on your risk profile and goals, we design a diversified ETF model portfolio allocated across asset classes and geographies.

3. Implementation

We deploy your investments according to the designed portfolio, including any necessary transfers, rollovers, or account consolidations.

4. Ongoing Monitoring & Rebalancing

We monitor your portfolio’s allocations on an ongoing basis and make adjustments as market dynamics shift or target weightings drift.

5. Review

We meet with you periodically to review portfolio performance and confirm your investment strategy still aligns with your goals and risk tolerance.

A Fee Structure That Aligns Our Interests With Yours

At Barrister we manage client’s assets using custom ETF model portfolios. For clients with portfolios of $250,000 or more, financial planning services are included at no additional cost.

Assets under management

Fees

$0 - $2,500,000

1.00%

$2,500,000 - $5,000,000

.85%

$5,000,000 - $7,500,000

.70%

$7,500,000 and above

.60%

Take the First Step Toward a Brighter Financial Future

Our fiduciaries are always happy to help. Reach out to us today to turn your dreams into reality.

Investment Advisory FAQ’s

Have a question? Please read our top investment advisory FAQ’s below. Contact us today if you can’t find what you’re looking for. We’re always happy to help.

What's the difference between investment advisory and financial planning?

Investment advisory focuses specifically on managing your investment portfolio: asset allocation, risk management, and ongoing rebalancing. Financial planning takes a broader view of your full financial picture, including taxes, retirement income, and estate considerations. Many Barrister clients use both; for portfolios of $250,000 or more, financial planning is included at no additional cost.

Why do I need an investment advisor?

An investment advisor will choose the proper investment allocations and vehicles, giving you the best opportunity to achieve your financial goals. They will also help you avoid costly mistakes like trying to time the market and chasing hot investment trends.

How can you help?

We build and manage a diversified ETF model portfolio tailored to your risk tolerance and timeline, and we monitor and rebalance it on an ongoing basis. For clients with portfolios of $300,000 or more, financial planning services are also included at no additional cost. See our investment management process for a full breakdown of how we work with clients.

What are some investment risks I can face?

Anytime you invest, you take on a certain level of risk. Some of the top investment risks we see include purchasing power (inflation) risk, systemic (market) risk, interest rate risk, and exchange rate (currency) risk. It is always advisable to work with an investment specialist to ensure you are properly managing risk. At Barrister, we carefully advise all of our clients on risk management and device investment strategies to balance potential returns with potential losses. Contact us today to learn more about how Barrister can advise you on safer investing.

What are the fees for investment advisory?

Barrister charges a percentage of assets under management, starting at 1.00% for portfolios up to $2,500,000 and decreasing at higher asset levels. See our fee schedule above for full details. This fee structure means we're compensated based on the value of your portfolio, aligning our interests with yours.