Maximizing Corporate Cash or Non-Profit Endowments
We follow a process-centric approach to institutional asset management. Barrister begins by identifying your investment objectives and measuring your risk tolerance. We’ll then develop an Investment Policy Statement outlining goals, risk tolerance, timelines, and asset allocations.
The assets are then strategically positioned in a cost-effective portfolio and diversified across asset classes and geographies. We’ll proactively monitor the market, economic conditions, and allocations against target weights, adjusting as needed. This gives you the best opportunities to achieve sustainable asset appreciation.
Investment advisory for institutions covers organizations, not individuals — corporate cash, retirement plan assets, non-profit endowments. There’s more oversight involved than with individual advisory, usually including a formal Investment Policy Statement, and often fiduciary responsibilities tied to a board or plan sponsor.
The IPS spells out the organization’s objectives, risk tolerance, timelines, and target allocations. It’s the document a board or committee points to when they need to show their fiduciary decisions were sound.
Barrister works with corporations, non-profits, and retirement plan sponsors to develop and manage portfolios aligned with each institution’s specific objectives, whether that’s preserving corporate cash, growing an endowment, or managing plan assets on behalf of employees.
Barrister’s institutional investment management process includes the following steps:
We identify the institution’s investment objectives, risk tolerance, and time horizon, as well as whether the assets are corporate cash, an endowment, or retirement plan assets.
We develop an Investment Policy Statement that documents the institution’s goals, risk tolerance, timelines, and target asset allocations, providing your board or committee with a clear governing framework.
We build a cost-effective, diversified portfolio across asset classes and geographies, aligned with the parameters set in the IPS.
We monitor market conditions, economic factors, and portfolio allocations against target weightings on an ongoing basis, adjusting as needed to keep the portfolio aligned with the IPS.
We provide regular reporting to boards, committees, or plan sponsors, documenting portfolio performance and confirming the institution’s fiduciary obligations are being met.
Without proper planning, organizations will struggle to become sustainable. Barrister’s fiduciaries provide business planning services that ensure you fulfill your vision. We’ll work closely with you to create a realistic business budget, manage your money, and show how revenue or donations and grants can be used effectively.
We have helped organizations achieve long-term success and financial stability. We’ll guide you through knowledgeable, ethical financial guidance tailored to your needs.
Our fiduciaries are always happy to help. Reach out to us today to turn your dreams into reality.
Contact usHave a question? Please read our top institutional services FAQs below. Contact us today if you can’t find what you’re looking for. We’re always happy to help.
We help institutions manage corporate cash and non-profit endowments, develop and implement retirement plans such as SEPs, SIMPLEs, 401(k) s, and Pension plans, provide employee financial education, and connect businesses with group health, life, and disability insurance. For non-profits, we also offer business planning services, including budgeting and financial sustainability.
We partner with specialists who provide group health, life, and disability insurance, helping you build a benefits package that supports your employees' well-being alongside their retirement planning.
We’ll educate employees about the importance of financial planning, especially retirement savings, and clearly explain what features your plan offers. As Financial Planning Practitioners and CFP® Professionals, we are uniquely positioned to accomplish this objective.
Barrister can help your nonprofit develop a business budget, prepare and file taxes, and achieve sustainable financial stability.
These are all types of retirement plans, but they differ in who they're designed for and how they work: SEP (Simplified Employee Pension) — Designed for self-employed individuals and small business owners. Only the employer contributes, up to a set percentage of compensation, and the plan is simple to set up and administer. SIMPLE IRA — Designed for small businesses with 100 or fewer employees. Both employers and employees can contribute, though contribution limits are lower than a 401(k), and the employer is generally required to either match employee contributions or make a fixed contribution. 401(k) — The most common employer-sponsored plan, available to businesses of any size. Employees contribute through payroll deductions, often with an employer match, and it typically allows for higher contribution limits than a SEP or SIMPLE IRA. Pension (Defined Benefit Plan) — Guarantees employees a specific benefit at retirement, funded and managed primarily by the employer. These plans are less common today due to their cost and complexity, but they can allow for significantly higher contributions, which appeals to some business owners. The right plan depends on your business size, budget, and goals for employee retention. Barrister's fiduciaries can walk you through which option best fits your situation.